Decorah Auto Center Inc

Bad Credit Financing

Bad Credit Financing & Sub-Prime Auto Loans in Decorah, IA

The finance staff here at Decorah Auto Center is proud to assist car buyers of all credit levels near Decorah, IA with obtaining the auto loan they need for a new or used car purchase.

Between our financing manager who offers bad credit financing solutions and our extensive new and used car inventory, Decorah Auto Center is a smart place to shop when you need a car but you possess a poor credit score. Every day, our finance department works with drivers of all credit histories – including no credit and low credit individuals – to help them find financing options. Often times, our customers' credit is better than they think it is! Let us help you today! Apply for bad credit car loans or sub-prime auto financing at Decorah Auto Center!


Qualifying for Bad Credit Car Loans near Decorah, IA

Have you had a recent financial setback that has negatively affected your credit score? Typical financial issues that lead to the need for bad credit financing include:

  • Foreclosure
  • Repossessions
  • Bankruptcy
  • Writing bad checks
  • Missing payments
  • Divorce
Customers at dealership | Decorah Auto Center Inc in Decorah IA

While other auto dealers may turn you away for past financial issues or a low credit score, here at Decorah Auto Center, we will do everything in our power to locate sub-prime financing options for you. Imagine not only driving around the greater Decorah area and beyond in a quality, late-model used car from Decorah Auto Center, but also be gradually improving your poor credit score – thanks to a bad credit car loan from our finance experts!


Apply for Bad Credit Financing near Decorah, IA Today

We understand that applying for a loan when you have less than ideal credit can feel challenging; that is why we provide a hassle-free and secure online auto loan credit application. We believe that every one of our local customers deserves second-chance financing if they need it, so apply today and start shopping for a new Ford or used car here at Decorah Auto Center!

At Decorah Ford, we understand that life can sometimes throw unexpected financial challenges your way, leading to a less-than-perfect credit score. But that doesn't mean you should be denied the opportunity to purchase a reliable and quality vehicle. That's why we offer bad credit financing options tailored specifically for individuals in Decorah, IA, who may have faced credit setbacks in the past. Speak with a finance expert today at Decorah Ford to see what options are available to you.

Financing Options Tailored for Bad Credit Situations

We believe that everyone deserves a second chance, and our dedicated finance team is here to help you get approved for an auto loan, even with a less-than-ideal credit history. We work with a network of lenders who specialize in providing financing solutions for individuals with not-so-great credit. By leveraging our strong relationships and expertise, we can find the right financing options that fit your unique situation.

Guaranteed Financing for Every Customer

At Decorah Ford, we offer guaranteed financing to all our customers, regardless of their credit history. We understand that your credit score doesn't define you, and we are committed to helping you secure the financing you need to get behind the wheel of a reliable vehicle. Our goal is to provide you with a stress-free and transparent financing experience, ensuring that you have the opportunity to rebuild your credit while enjoying the benefits of vehicle ownership.

Why Choose Decorah Ford for Bad Credit Financing?

Our finance team has extensive experience working with customers who have faced credit challenges. We have the knowledge and resources to navigate the complexities of bad credit financing and find the best solutions for you. We understand that every individual's financial situation is unique. That's why we take the time to listen to your needs, assess your circumstances, and create a financing plan that works for you. Our personalized approach ensures that you receive the attention and support you deserve throughout the financing process. By financing a vehicle with us, you have the opportunity to rebuild your credit score. Making regular payments on your auto loan can demonstrate your financial responsibility and improve your credit over time.

Extensive Vehicle Selection to Meet Your Needs

We pride ourselves on offering an extensive selection of quality vehicles to choose from. Whether you're in the market for a reliable sedan, a versatile SUV, or a rugged truck, we have the perfect vehicle to match your lifestyle and budget. Our inventory includes a wide range of makes and models, ensuring that you find the vehicle that meets your needs and preferences.

Finance Your Vehicle in Decorah, IA

At Decorah Ford, we believe that everyone deserves a chance to get behind the wheel of a dependable vehicle, regardless of their credit history. Our credit financing options are designed to help you overcome past challenges and embark on a new journey with a reliable vehicle by your side. We are here to answer any questions you may have, provide additional information about our financing options, and guide you through the application process. Let us be your partner in rebuilding your credit and regaining your financial stability.

  Get Pre-Approved Today

Decorah Auto Center Inc

2072 State Highway 9
Decorah, IA 52101
Driving Directions
Sales 563-287-0123
Service 563-287-0124
Parts 563-287-0122
Collision 563-287-0121
Monday 8:00AM - 5:30PM
Tuesday 8:00AM - 5:30PM
Wednesday 8:00AM - 5:30PM
Thursday 8:00AM - 5:30PM
Friday 8:00AM - 5:30PM
Saturday 8:00AM - 3:00PM
Sunday Closed